Connect Finance

Terms of Service

INTRODUCTION

THESE TERMS OF SERVICE APPLY TO THE USE OF THE CONNECT FINANCE SERVICE AND CLOUDOR GROUP WEBSITE LOCATED AT CLOUDORGROUP.COM AND ITS SUBDOMAINS. THE WEBSITE AND THE SERVICE ARE THE PROPERTY OF CONNECT FINANCE (ALSO KNOWN AS CLOUDOR GROUP).

THEY SET OUT HOW THE CONNECT FINANCE CRYPTOCURRENCY INVESTMENT SERVICE WORKS AND DESCRIBE ANY ASSOCIATED RIGHTS AND RESPONSIBILITIES. THE CONNECT FINANCE TERMS OF SERVICE AND ANY INSTRUCTIONS, GUIDANCE AND SIMILAR INFORMATION FOUND ON THE WEBSITE (FROM TIME TO TIME) ALSO APPLY TO HOW YOU USE THE CONNECT FINANCE CRYPTOCURRENCY INVESTING SERVICE (TOGETHER THE "AGREEMENT"). BY USING THE WEBSITE AND/OR THE SERVICE, YOU AGREE TO THESE TERMS OF SERVICE; IF YOU DO NOT AGREE, DO NOT USE THE SITE AND/OR THE SERVICE.

CLOUDOR GROUP RESERVES THE RIGHT, AT ITS SOLE DISCRETION, TO AMEND, CHANGE, MODIFY, ADD OR REMOVE PORTIONS OF THESE TERMS OF SERVICE, AT ANY TIME. IT IS YOUR RESPONSIBILITY TO CHECK THESE TERMS PERIODICALLY FOR CHANGES. THE CURRENT VERSION OF THESE TERMS IS AVAILABLE AT HTTPS://CLOUDORGROUP.COM/TERMS. YOUR CONTINUED USE OF THE WEBSITE AND/OR THE SERVICE FOLLOWING THE PUBLISHED UPDATES TO THE TERMS WILL MEAN THAT YOU ACCEPT AND AGREE TO THE CHANGES. AS LONG AS YOU AGREE AND COMPLY WITH THESE TERMS, CLOUDOR GROUP GRANTS YOU A PERSONAL, NON-EXCLUSIVE, NON-TRANSFERABLE, LIMITED PRIVILEGE TO ENTER AND USE THE WEBSITE AND THE SERVICE.

1. ABOUT THE SERVICE, THE WEBSITE AND THESE TERMS OF SERVICE

1.1. This is an agreement (referred to as "Terms") between Connect Finance (also referred to in these Terms as "Cloudor Group", "CF", "CG", "we", "us" or "our") and you (also referred to in these Terms as "Customer", "you", "your", "Community" or "user"), the person accessing and using the Connect Finance cryptocurrency investing service and accepting these Terms.
1.2. In these Terms:
1.2.1. a reference to "Cryptocurrency", "Cryptocurrencies" is a reference to the distributed, decentralized peer-to-peer digital currencies:
1.2.1.1. "Bitcoins" is a reference to a Cryptocurrency known as Bitcoin;
1.2.1.2. "Altcoins" is a reference to all Cryptocurrencies other than Bitcoin, such as Litecoin;
1.2.2. "CCT" is a reference to a token used on the platform known as Cloudor Connect Token;
1.2.3. an "Investment Round" (also referred to in these terms as "round" , "round zero" , "round one"  or "cycle") is an organized trade conducted by the Commiunity . The members of these rounds work together to generate revenue through the execution of trades on the financial markets. Profits are distributed amongst the membership based on the contribution made to the trades by each member;
1.2.4. the "Connect Algorithm" (also referred to in these terms as "CFA" or "Algorithm") is the computer algorithm owned by CG that is used to provide the Service and to generate profit;
1.2.5. "Euro Balance" or "Balance" is the amount of fiat currency which the user owns.
1.2.6. "CCT Balance" is the amount of CCT balance which the user owns.
1.2.7. "Service" is CG's cryptocurrency investing service, which enables individuals to earn passive income for themselves using our Connect Finance Platform and the Website;
1.2.8. the "Support" or "Customer Support" or "Helpdesk" is the technical support service of Cloudor Group / Connect Finance that is provided via email/ticket system, available at the Cloudor Group email address at cloudorgroup@gmail.com where Customers can request assistance by submitting a request;
1.2.9. the "Panel" is the graphical user interface of the Service, with which the Customer interacts to perform all actions related to the Service;
1.2.10. the "Website" is cloudorgroup.com and any apps, software, emails or other websites which we use to provide the services of Connect Finance (which includes the Service);
1.2.11. a "Payout" is the periodic deposit to your Balance, dependent on your CCT Balance. Connect Finance may change the periodicity of Payouts at any time, to a maximum of once per 24 hours;
1.2.12. "Fees" are maintenance and processing fees, charged very time a major action is undertaken by the user on the platform (Deposits, Withdrawals, Conversions, Transfer of Finances) from the Balance;
1.2.13. "Account" is your personal access to the Service, described further in section 6;
1.2.14. "Balance" is your personal Account balance;
1.2.15. a "Contract" is the access to Connect Finance for a single investment round;
1.2.16. a "Contract Term" is the period of time for which a User has agreed to pay to administer access to investment rounds, by default, CG provides limited time Contracts;
1.2.17. "Hold" is the state an Account can be placed in that prevents the said Account to make any withdrawals, used as a security measure or in times of financial instability;
1.2.18. a "Pre-order" is a Contract with a start date in the future. Start date is estimated and is subject to change;
1.2.19. the "Referral Program" or "Partner Program" is the functionality that allows a Customer to receive financial rewards for Contracts purchased by other Customers;
1.2.20. a "Referral Code" is an alphanumerical sequence (at least 1 characters long) that is linked to a Customer's Account;
1.2.21. a "Referral Link" is the URL with a Referral Code, that allows a new Customer to register with Connect Finance;
1.2.22. a "Referral" is a Customer who registered by using another Customer's Referral Link;
1.2.23. a "Referrer" (or "upline" is a Customer who had another Customer register using their Referral Link;
1.2.24. a "Referral Purchase" or "Referred Purchase" is a purchase made by a Referral;
1.2.25. a "Referral Bonus" is the reward a Referrer receives for a Referral Purchase;
1.2.26. an "Affiliate Network" is a third-party website that allows any person (with or without a Connect Finance Account) to receive financial rewards for Connect Finance Contracts purchased by referred Customers.
1.3. These Terms apply to any action you undertake by using the Service and Website and they form a legal agreement between you and CF on the acceptance of your application for an Account (as set out below).
1.4. If there is ever a conflict between these terms of service and the CF terms of use or the instructions, guidance and similar information found on the Website, these terms of service will take priority.
1.5. IT IS NOT POSSIBLE FOR US TO STATE DEFINITIVELY HOW MANY CCT AND/OR ANY OTHER TOKEN UNITS WILL BE ISSUED BY ANY USER AND/OR SPECIFIC INVESTMENT ROUND.
1.6. By applying to register as a User you are confirming that you understand and accept (and are able to understand and accept) these terms of service and that you agree that you will be bound by them. You should regularly check the Website for changes to the terms of service, instructions, guidance and similar information found on the Website.
1.7. You may only apply to register as a User if:
1.7.1. you are 18 years old or over; and
1.7.2. it is lawful for you to do so.
1.8. To register as a User, we may require you to provide us with identification or other documentation in order to help us prevent fraud or money laundering. This may include photographic identification and a recent proof of address. We may also undertake our own identity, fraud and credit checks.
1.9. It is forbidden for Miners to visit the Website or use the Service through anonymous proxies (such as Tor) and other services or technologies that hide the real internet connection of the user.

2. RISK NOTICE

2.1. Actions with Cryptocurrencies carry inherent risks. Due to the fact that Cryptocurrencies are unregulated and decentralized, their value is not insured by any legal entities. The value of any Contract, any amount of any Cryptocurrency is subject to change by Connect Finance due to a number of factors out of Connect Finance’ control. These factors include but are not limited to changes of volume and/or other platform parameters/properties, fluctuating price (in fiat currency to Cryptocurrency exchange rate, such as USD/BTC) of Cryptocurrencies, the regulation of cryptocurrencies in Ireland. You understand and agree that the worth of any Contact and any amount of CCT may lose all worth at any moment of time due to the nature of Cryptocurrencies. You understand that you are solely responsible for management of the CCT in your balance as well as any losses or charges incurred by any third-party entity.
2.2. Any information related to Cryptocurrency and Connect Finance that is/was posted, published and/or provided by Connect Finance via any channel of communication (including but not limited to: on the Website, in the Panel, via the Support Service, via Email newsletter, in social media) is subject to change.

3. CRYPTOCURRENCIES

3.1. You must not buy, sell, exchange, hold, own or otherwise use or exploit Cryptocurrencies in any way which is prohibited by the laws or regulations which apply to you.
3.2. Cryptocurrencies may not be appropriate for everyone. Before purchasing any Cryptocurrencies you should learn about them to ensure that they are appropriate for you. Like all currencies, there are disadvantages to using Cryptocurrencies. Some of the risks particular to Cryptocurrencies include:
3.2.1. currency fluctuation - the price of Bitcoin and/or any other Cryptocurrency may fall sharply and may even fall to zero;
3.2.2. transactions with Cryptocurrencies may be unconfirmed for a period of time. Although very unlikely, some Cryptocurrency transactions may never be confirmed - Cryptocurrency transactions which are unconfirmed are not completed;
3.2.3. transactions with Cryptocurrencies are irreversible - if you send any amount of any Cryptocurrency to the wrong person, you may be unable to recover those funds;
3.2.4. Cryptocurrencies may be lost if you lose or forget any PINs or passwords necessary to access and spend those Cryptocurrencies;
3.2.5. unknown technical defects inherent in Cryptocurrencies; and
3.2.6. new regulations which impacts the use of Cryptocurrencies.
3.3. By agreeing to these terms of service or by purchasing Cryptocurrencies by using the Service, you are indicating that you understand, are capable of understanding and accept the risks associated with Cryptocurrencies.


4. REGISTRATION

4.1. By applying to register, you are making an offer to enter an agreement on these terms of service. Once submitted, you may not withdraw your offer.
4.2. Only we can decide whether applications will be accepted. If your application is accepted, a legal and enforceable agreement will be entered between you and us. Subject to any statutory rights you may have, you may not cancel the agreement covered by these terms of service and you will not be eligible for any refund.

5. CONTRACT TERM AND INVESTMENT TERM

5.1. These Terms of Service are valid indefinitely, even after Account termination.
5.2. The Contract Term for Connect Finance Cryptocurrency Investments is unlimited by default, unless stated otherwise. The Contract is valid while profitable, until expired or until terminated (refer to section 13), whichever comes first.
5.3. Contracts with a stated expiry date will end on the date of expiry and the Investment Round is stopped.
5.4. Pre-order Contracts that are not activated immediately on purchase will activate on the stated date.
5.5. The Trading process continues until said trades are profitable. This means the Trading process will stop if the Maintenance and Processing Fees will become larger than the Payout. If mining remains unprofitable for 4 consecutive days the Service may be permanently terminated (Account type specific). During the consecutive period, Payouts and Fees will also be temporarily stopped. If during the suspension period, the Contract-related round factors (such as the exchange rate and profitability) that are outside of CF's control will change favorably, making mining profitable again, the Service will be unsuspended and contracts reactivated.
5.6. Connect Finance reserves the right to change the launch date, Contract Term and/or Investment Term of any Contract.

6. ACCOUNT

6.1. To register you will need to submit some personal information, a valid email address (that will be used as contact information and for user identification) for your Website account ("Account"), a password ("Password"). You may be required to select your country of residence for appropriate VAT calculation. To be able to withdraw funds you will need to enter at least one location where the requested amout minus transaction fee's will be sent to. The Account may allow you to add more than one Withdrawal location (such as by not limited to: Bank, Paypal, Litecoin or Bitcoin. This may be subject to change at any time at CF's own discretion).
6.2. You must ensure that all information about you that is held by us is true, complete, not misleading and up to date.
6.3. The Username and Password will be allocated to you if you successfully apply for registration as a User.
6.4. You will need your Username and Password to access some parts of the Website. Your Username and Password are personal to you and must not be disclosed to any other person.
6.5. The number of accounts is limited to 1 for each beneficiary. If it is round that any User is in breach of this, His/Her account will be terminated without warning.
6.6. When you register, you may submit an order to deposit into your euro balance. This order will allow you to convert your balance to CCT to be used in the next investment round automatically. Only CF can decide whether orders will be successful and acceptance is subject to availability, amongst other things.
6.7. Your order is a request to acquire a Contract from us and does not represent a formed contract. If we accept your order, we will associate your Contract with your Account. Until then, an order is considered pending and Connect Finance reserves the right to decline your payment.
6.8. Confirmation of your order may be made by email, which will also contain an estimated commencement date for the Contract. The confirmed commencement date of the Contract will be notified to you in a subsequent email. We cannot say how long it will take to confirm the commencement date of the Contract.
6.9. Subject to the payment of any fees which may be applied, Users will be able to receive Fiat currency on the basis of their contribution and the period of time for which the Investment Round is active. Users will only be able to administer the Round during the Contract Term. Those Earnings will be transferred to your wallet automatically, if such balance is confirmed.
6.10. If you lose access to your Account, Connect Finance may ask you to provide certain types of data, including personally identifiable information, to determine ownership of the Account. This may include, but is not limited to: proof of identity; proof of residence; proof of telephone number/email ownership and any identifiable activity on the Website, such as transaction IDs, order numbers, withdrawal amounts and others.



7. USE OF YOUR ACCOUNT

7.1. You may only use Connect Finance for your own benefit. By using the Website and/or the Service you confirm that you are not acting for the benefit of any other person or entity.
7.2. We are entitled to assume that any use of your Account is made by you. You are solely responsible and liable for any use of the Website or the Service under your Account or any other use of your Username and Password.
7.3. You may only hold one Account. If you forget your Username or Password, you can contact Support.
7.4. DO NOT SHARE YOUR PASSWORD WITH ANY OTHER PERSON OR ALLOW ANY OTHER PERSON TO USE YOUR ACCOUNT. WE ARE NOT LIABLE FOR ANY IMPROPER USE OF YOUR PASSWORD OR ACCOUNT BY YOU OR ANY OTHER PERSON. IF YOU HAVE REASONS TO ASSUME THAT ANY OTHER PERSON KNOWS YOUR PASSWORD, OR THAT YOUR ACCOUNT HAS BEEN USED BY ANY OTHER PERSON, YOU MUST INFORM US IMMEDIATELY.
7.5. If you do not log into your Account for 12 months, we may terminate the Account. You will be, if possible, notified in advance. If we are unable to contact you, or you do not take any action to prevent account termination, your Balance will be nullified.



8. RESTRICTIONS AND OBLIGATIONS

8.1. You agree to comply with all applicable laws and regulations, these terms of service and all rules applicable to the use of the Website and the Service.
8.2. You agree not to falsely describe or otherwise misrepresent yourself in any dealings with CF.
8.3. You are not allowed to abuse any campaigns, discounts, referral bonuses and/or referral systems, provided from time to time by CF and/or its partners.
8.4. You are not allowed to use any means to mask your internet traffic and IP address (such as Proxy, Tor, VPN and others).
8.5. Multi-Level Marketing (MLM) and/or High-Yield Investment Projects (HYIP) systems are forbidden from providing any services to their users or partners based on Connect Finance, including but not limited to CF Products and/or Services. This includes but is not limited to the resale of CF Products and/or Services.
8.6. You are strictly forbidden to use or exploit errors in design of the Website, the Service and/or all and any of their parts, features which have not been documented, and/or "program bugs" for commercial/personal gain or as means to disrupt and/or destabilize the Service and/or the Website. If you encounter such an error by accident, you are required to report your findings to support.

9. ADMINISTRATION OF CONTRACT 

9.1. During the Contract Term you can use the Website to:
9.1.1. amend or update your registration and contact details;
9.1.2. with the help of customer support deactivate or reactivate your Account as well as terminate an active Contract;
9.1.3. add or change the login email address;
9.1.4. change some parameters of the investment of your contract
9.1.5. change your withdrawal-specific locations.
9.2. Subject to payment and additional Fees in advance, you can use the Website to:
9.2.1. add a new contract
9.2.2. increase the credit score of your account.



10. BALANCE

10.1. Your Balance in the Panel is your personal amount of funds available to use.
10.2. The Service may have multiple Balances. Currently available balances are:
10.2.1. CCT Balance is measured in CCT (Cloudor Connect Tokens), accurate to 0.00001 CCT (1 nano CT, the minimum divisible amount of CCT);
10.2.2. EUR Balance is measured in EUR (Euros), accurate to 0.01 EUR (1 CENT).
10.3. Other Balances may be introduced and/or removed at any time.
10.4. Funds earned will be transmitted directly to your Balance. This may take up to 24 hours from the date the profits are generated.
10.5. Balance can be used in the following ways:
10.5.1. You are able to withdraw your euro balance at any time if it meets the minimum requirement, unless stated otherwise (subject to change).
10.5.2. You are able to purchase additional Contract(s) for the Investment Round(s) to increase your total balance.
10.6. CF reserves the right to make retroactive recalculations to Balance(s), Contracts and logs, including but not limited to, in the case of any error occurring in the Service, to correct any mistakes or discrepancies.
10.7. Balance may be negative. In such case, the Balance must become positive above the minimum requirement before any withdrawals and/or purchases can be made using it.
10.8 CF reserves the right to hold a balance and pause all actions on the service if it would result in decreasing profit for the firm and/or it's users. As soon as profitability is stabilised, all actions will be re-enabled.




11. FEES

11.1. We provide a platform which enables individuals to sefetly and simpily invest in Cryptocurrency. In return, we charge periodic network and transaction fees ("Fees") that are devised from the usage of manhours as well as the cost of maintenance of the network. The network costs of running the service include but are not limited to: hardware setup, data center rent, staff salaries, future planning and proofing, software development and other expenditures required to render the service on a best-effort basis. Some Contract types are not subject to periodic Fees. This is dependant on the user's CCS (Connect Credit Score). The presence and specification of Fees for each Contract type can always be seen on the Website.
11.2. The Fees are deducted from your Balance immediately after a major funds transfer actions (Deposit, Withdrawal, Conversion, Token Gifting) has been caried out by the user on Connect Finance.
11.3. CF reserves the right to change the fees at any time without prior notice.
11.4. Fees are non-refundable irregardless of circumstance unless otherwise stated.

12. LIABILITY

12.1. We provide and maintain the Website and the Service on an "AS IS" and "AS AVAILABLE" basis and we are liable only to provide our services with reasonable skill and care.
12.2. We give no other warranty in connection with the Website or the Service and we disclaim all liability for:
12.2.1. to the extent allowed by these Terms and without affecting any other clauses within Section 12, that may apply, accuracy, currency or validity of information and material contained within and/or provided by the Website, the Panel, the Support Service, in email newsletters and social media. You hereby agree, that no radio, computer and internet communication equipment is completely free of fault, occasional technical disruptions may affect the service and so can human error, which may result in misrepresentation of content or miscommunication;
12.2.2. any change in the exchange rate of CCT or any other Traded Cryptocurrency;
12.2.3. any change in the network fee(s);
12.2.4. any changes in applicable law or regulation, or the acts of any legislator or regulator in any part of the world;
12.2.5. any interruptions to or error of the Website or the Service or other communications network;
12.2.6. the infringement by any other person of any copyright or other intellectual property rights of any third party through any User Content or use of the Website or the Service;
12.2.7. the availability, quality, content or nature of External Sites;
12.2.8. any amount or kind of loss or damage due to viruses or other malicious software that may infect a user's computer equipment, software, data or other property caused by any other person accessing, using or downloading the Website, the Service or any User Content; and
12.2.9. all representations, warranties, conditions and other terms and conditions which, but for this notice, would have effect.
12.3. We will not be liable in any amount for failure to perform any obligation under these terms of service if that failure is caused by the occurrence of an event beyond our reasonable control.
12.4. Except as provided above there are no other warranties, conditions or other terms and conditions, express or implied, statutory or otherwise, and all of those terms and conditions are hereby excluded to the maximum extent permitted by law.
12.5. To the maximum extent permitted by law, we exclude liability for any losses or damages which you may suffer, whether the same are suffered directly or indirectly or are immediate or consequential, which fall within any of the following categories:
12.5.1. special damage even though that party was aware of the circumstances in which such special damage could arise;
12.5.2. loss of anticipated savings;
12.5.3. loss of business opportunity and management time;
12.5.4. loss of goodwill;
12.5.5. loss of Cryptocurrency arising as a result of any of your acts or omissions of those of any third party;
12.5.5.1. loss arising out of or in connection with:
12.5.5.2. any defect or insecurity in any systems you use to store or transmit Cryptocurrency or to access or use the Website or the Service ;
12.5.5.3. any inaccurate or incomplete information you provide, including withdrawal methods/locations;
12.5.5.4. any changes to the amount of CCT awarded to Users;
12.5.5.5. any changes to the regulatory, legislative or technical environment applicable to Cryptocurrencies;
12.5.5.6. the acts or omissions of any bank or provider of banking services; or
12.5.5.7. any change in the value of Cryptocurrency howsoever arising (including as a result of the acts or omissions of CF).
12.6. To the maximum extent permitted by law, our aggregate liability in respect of any claims made in connection with or arising out of the use of the Website or the Service (whether in contract, tort (including negligence), breach of statutory duty, or otherwise) for direct losses will be limited to the Fees.
12.7. You agree not to use the Website or the Service in any way which:
12.7.1. is unlawful;
12.7.2. may give rise to civil or criminal liability for CF; or
12.7.3. may bring CF into disrepute.
12.8. You hereby agree to indemnify, defend and hold us and our officers, directors, owners, agents, information providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs (including reasonable legal fees) incurred by the Indemnified Parties in connection with any claim arising out of:
12.8.1. any fraud or fraudulent misrepresentation you commit;
12.8.2. any inaccuracy or defect of any of the information you have provided to us;
12.8.3. any breach of applicable law or regulation you commit;
12.8.4. any other person’s use of your Account;
12.8.5. any breach by you of these terms of service; and
12.8.6. third party claims arising from your use of the Website or the Service, any of Your Content or any use of your Account (whether or not such use was by you).
12.9. You shall cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.


13. BREACH, SUSPENSION AND TERMINATION

13.1. Without limiting any other rights we have, we may suspend or terminate access to your Account, the Website and/or the Service, nullify your Account Balance and/or hold the ability to withdraw all funds if you breach any of these Terms of Service.
13.2. If we have grounds to suspect that you are using the Website or the Service fraudulently or improperly, we will suspend your Account until you are able to demonstrate to our satisfaction:
13.2.1. your identity; and
13.2.2. that no fraud or impropriety has occurred or been attempted.
13.3. We will try to give you reasonable notice of any anticipated termination of the Website or the Service.
13.4. If you become aware of or suspect another user in breach of these terms of service, or any fraud or impropriety by another user, you must contact us immediately.
13.5. In case of any Credit Card purchase (refer to section 14.2.6.) Connect Finance has the right to place the Customer's Account on Hold (hold the ability to withdraw any mined funds from the Customer's Account Balance) for a period of up to 30 days as a security measure of anti-fraud related regulations and policies.


14. PAYMENT TERMS, ORDER CANCELLATION, ORDER CHANGES AND ORDER REFUNDS

14.1. All invoices are issued in EUR (EURO) by default. Payments performed in any other currency must account for the exchange rate of said currency to EUR at the moment of invoice generation and any commissions for currency exchange.
14.2. A Customer is able to purchase a Contract using a variety of payment methods:
14.2.1. in Bitcoin via a Balance Purchase: loading of Connect Balance using the CCT Balance directly, automatic version of Balance purchase is also referred to as "Reinvest" or"Reinvestment";
14.2.2. in Bitcoin via a Bitcoin Transfer: transfer of BTC to Connect Finance' BTC account via our custom payment system, the amount to pay depends on: sum of the order in EUR, the EUR/BTC exchange rate at the moment of the purchase and the transfer fee of the Bitcoin network (third-party terms and payment commission may apply);
14.2.3. in fiat currencies via a Credit/Debit Card: transfer of fiat funds to Connect Finance account via PayPal payment system (third-party terms and payment commission may apply);
14.2.4. in fiat currencies via a Bank Transfer: transfer of fiat funds to Connect Finance bank account via a Bank/Wire Transfer (10 EUR commission applied to orders under 50 EUR);
14.3. A Customer has the right not to pay for the order in case the order has been created but not yet paid, if the Customer decides not to complete the order. The order will change status to "Timeout" after a given period of time (dependent on the payment method) and the Customer will not be obliged to proceed with the order. Connect Finance will not process requests to cancel unpaid orders, as it is intended the unpaid orders stay in "Timeout" status.
14.4. CF provides the destination account for all payment methods (except Balance and Reinvest purchases). In order to confirm the purchase and activate the Contract, the Customer is required to transfer the amount stated on the CF Deposit page (for Wire transfers) or on the third-party payment page (all payment methods with third-party processing systems).
14.5. A Customer is solely responsible for the accuracy of payment, including but not limited to: the destination account, transferable amount and payment details:
14.5.1. If the transferred amount is below requested, CF reserves the right, at its sole discretion, to adjust the Contract accordingly to received funds or request the missing amount to be paid, before activating the Contract.
14.5.2. If the transferred amount is above requested, CF reserves the right, at its sole discretion, to adjust the Contract accordingly to received funds, add the excessive amount to Customer's Account Balance or return the excessive amount through the payment system the Customer has used to pay for the order initially.
14.5.3. If the Customer initiates the payment with incorrect/insufficient details and/or to the wrong destination account, HashFlare will attempt, if possible, to process the order in a timely matter. If the destination address does not belong to CF (directly or via a third-party service) and/or is not related to CF in any way, CF will not be held responsible and will decline any claims.
14.5.4. CF is not obliged to proactively resolve payment related issues without a claim submitted by the Customer.
14.6. In case of payment related issues a claim must be raised:
14.6.1. A Customer has the right to raise a payment related claim/dispute by contacting support within 14 days from the creation of payment with proof of payment. Requests submitted after 8 days may not be processed.
14.6.2. CF reserves the right to request proof of payment, if there are suspicions or facts the payment was not received but the Contract was activated. The Customer is obliged to provide proof of payment within 8 days of reception of such request.
14.6.3. Proof of payment includes but is not limited to: CF order number, unique transaction ID or number, destination account, transferred amount, account statement from the payment system used.
14.6.4. Credit Card purchases may require proof of ownership of the payment method and an identification request.
14.6.5. If proof of payment is not provided within 8 days or provided proof is deemed insufficient and/or invalid:
14.6.5.1. if the claim was initiated by a Customer: CF reserves the right to decline Customer's claim(s);
14.7. HashFlare reserves the right to switch and/or change any purchased Contract's Balance type and amount at any time. The change of Contract Balance type will account for the current market price.
14.8. Unless otherwise provided by law or by a particular offer, all purchases are final and non-refundable. CF reserves the right to issue refunds at CF's sole discretion. If we issue a refund, we are under no obligation to issue the same or similar refund in the future. This refund policy does not affect any statutory rights that may apply.
14.9. In the case of a refund:
14.9.1. Customer will receive a reimbursement of spent funds to start the service, unless any funds were withdrawn from Customer's Account Balance. If any amount was successfully withdrawn from the Account Balance, no refund requests will be processed on said Account.
14.9.2. CF has the right to nullify or deduct any balance and/or funds earned by the investment rounds of the refunded purchase from the Customer's Account Balance as well as any funds provided as a Referral Bonus for the refunded purchase from the Referrer's Account Balance.
14.9.3. CF is not obliged to reimburse any funds spent for the Network and Transaction Fees.
14.10. In the case of any return of overpaid funds or refund, CF may charge a processing fee, dependent on the payment system used.

15. REFERRAL PROGRAM

15.1. The Referral Program allows registered Customers to receive financial rewards for purchases made by other Customers that they have referred (invited) to Connect Finance.
15.2. Every Customer receives a non-editable default Referral Code at registration.15.3. Referral Links can be in 1 form:
15.3. Link to any non-Dashboard page of CF: https://domain/YYYYYY?ref_id=XXXXXX, where YYYYYY is the page link (such as "connect", "register" or any other, can also be empty to lead to the front page) and XXXXXX is the Referral Code.
15.4. Customers are allowed to advertize, post and/or publish materials with their Referral Link(s) on third-party websites or resources for the purpose of acquiring new Referrals.
15.5. CF is not responsible for the accuracy and/or validity of information in any advertisements, posts and/or publications about CF created by Customers on any third-party websites or resources, with a Referral Link or without.
15.6. In order for a Customer to become a Referrer to a new Customer, the user must have a valid Connect Finance Account.  
15.7. The default Referral Bonus percentage for any Referral Code created in CF automatically or manually is 1.3%, except Reinvest and Balance Purchases. CF may increase the percentage for webmasters and/or users with a high amount of Referrals and/or Referred Purchases.
15.8. If a Customer has visited HashFlare by a link from an Affiliate Network and made a Purchase within 7 days, CF grants the bonus only to the Affiliate Network that handles the earnings on its own terms. This is valid even if the Customer has a Referrer. 
15.9. Registering an Account after visiting CF by a link from an Affiliate Network will result in the bonus for all Purchases made by the Customer for up to 30 days to be processed to the Affiliate Network. This is valid even if the Account is registered via a CF Referral Link.
15.10. CF is not obliged to link 2 Accounts into the Referrer-Referral relation in case the new Account was registered without a Referral Link in error and/or add any Referral Bonuses for past purchases retroactively.
15.11. It is strictly forbidden to create additional Accounts for the purpose of abusing the Referral Program and/or third-party Affiliate Network(s), i.e. registering new Accounts via Customer's own Referral Link(s) and making purchases to receive Referral Bonus for said purchases for the same Beneficiary. If CF has any suspicion of a breach, We reserve the right to request proof of identity and/or absence of abuse for both the Referrer's and Referral's Accounts. If proof is not provided within 7 days or provided proof is deemed insufficient and/or invalid, CF may terminate all related Accounts, cancel any Contracts and/or nullify the Accounts' Balances without the right of redemption or restoration.
15.12. CF may adjust and/or remove any Referral Code, its Referral Bonus percentage and any received Referral Bonus.
15.13. It is strictly forbidden to use the following types of traffic:
15.13.1. Doorway pages; 
15.13.2. Redirect; 
15.13.3. Spam; and 
15.13.4. Contextual advertising of CF brand. 
15.14. CF reserves the right to terminate any Account's access to the Referral Program or any Account's ability to participate in the Referral Program at any time and for any reason.

16. COMMUNICATIONS

16.1. The Website may enable the display of third party content ("User Content").
16.2. Although we are not obliged to do so, we may remove or reject any User Content.
16.3. You agree that we may process and store any content you submit to the Website ("Your Content").
16.4. You may be able to send Your Content to other Users of the Website, and other Users of the Website may be able to send User Content to you.
16.5. You agree to the distribution of Your Content by us both internally and externally. Therefore, you should ensure that Your Content does not contain information, which you intend to keep confidential or private.
16.6. By making available, posting or transmitting Your Content to the Website, you are granting us a non-exclusive, transferable, sublicensable, royalty-free, irrevocable, perpetual worldwide license to use and exploit Your Content for any purpose.
16.7. You agree that you are entitled to make available, post or transmit Your Content to the Website.
16.8. You will not make available, post or transmit to the Website any statement, material or other content, nor use the Website in any way, that:
16.8.1. is unlawful or may give rise to civil or criminal liability;
16.8.2. infringes any copyright or other intellectual property rights of any third party;
16.8.3. infringes any third party's rights of privacy or rights of publicity;
16.8.4. includes any computer virus or other malicious software;
16.8.5. is abusive, pornographic, defamatory, discriminatory or obscene;
16.8.6. harasses any other person;
16.8.7. interferes with another user's use and enjoyment of the Website;
16.8.8. impersonates any moderator, administrator or any staff or any other person connected with CF;
16.8.9. contains the confidential information of any other person;
16.8.10. solicits passwords or personal information;
16.8.11. contains video, photographs, or images of any other person without his or her permission (or in the case of a minor, the minor's legal guardian);
16.8.12. exploits any other person;
16.8.13. we consider inappropriate; or
16.8.14. encourages or provokes any other person to do any of the acts listed above.
16.9. The Website may provide means by which you can communicate with us. We will communicate with you at the email address you have provided or through other means of communication that may be provided by the Website. Notices that are applicable to all our Users shall be made available on the Website publicly. You will be deemed to have received a notice at the time the email is sent or the time the notice is posted on the Website. We will be deemed to have received a notice when we issue a confirmation to you.
16.10. All emails (or other messages) we send are intended for the addressee only.


17. GENERAL

17.1. These terms of service are subject to your statutory and common law consumer rights and will not limit any rights you might have that cannot be excluded under applicable law. These terms of service will not exclude or limit our liability for death or personal injury resulting from our negligence nor any fraudulent acts or representations or for any statutory liability not capable of limitation.
17.2. We may deduct any monies you owe us from any monies we owe you.
17.3. These terms of service, together with the terms of use, privacy policy and any instructions, guidance and similar information found on the Website (from time to time), constitute the entire agreement between you and CF relating to your use of the Website and the Service and mining through the Website or the Service, to the exclusion of any other terms.
17.4. Our failure to enforce any term does not constitute our waiver of that term.
17.5. If any part of these Terms is found to be unenforceable, it will be amended to the minimum extent necessary to make it enforceable and the remainder of the provisions will remain in full force and effect.
17.6. No representation or warranty is made as to whether the Website or the Service complies with the laws of any jurisdiction other than the Republic of Ireland.
17.7. The parties submit to the exclusive jurisdiction of the Irish courts. These terms of service are subject to and interpreted in accordance with the laws of Republic of Ireland, provided that these terms of service shall not be interpreted as conferring any statutory EU consumer protection laws, including any rights of withdrawal or cancellation under implementations of Directive 2011/83/EU on consumer rights, on any individual not ordinarily a resident of an EU Member State.
17.8. This Website the Panel are presented in multiple languages. In the case of a conflict between translations, the English version will prevail.
17.9. CF will be entitled to assign and otherwise transfer the agreement covered by these terms of service by giving you reasonable notice, which may include notice given via the Website.
17.10. All questions, comments or complaints should be directed to us via Customer Support and we will try to respond to within 48 hours.